Investing in Tomorrow: Lifetime Value of Financial Education in High School

Tyton Partners’ 2024 Investing in Tomorrow research publication focuses on how schools, K-12 providers, and state and local agencies can positively influence the lasting impact of high school financial education on students’ future financial well-being.

In March 2023, only 24% of United States high school students were guaranteed that they would take a one semester course in personal finance. The report illustrates that guaranteeing personal finance education in high school can positively impact each state’s economic development and shape the financial landscape of future generations. 

Our work draws upon rigorous academic studies to quantify the enduring advantages stemming from high school personal finance education. Grounded in a foundation of published research, our analysis relies on studies that underscore statistically significant correlations between personal finance education and heightened financial literacy.